PDPA Consent & Authorisation


PDPA Consent and Authorisation Policy

PDPA Consent Clause

By sharing and authenticating the 6 digit PIN provided to your SMS, you hereby agree that TRB Ventures Sdn. Bhd. (hereinafter referred to as “TRB”) may collect, obtain, store and process your personal data that you provide to TRB and/or through TRB’s “MHUB” platform.

You hereby give your consent to TRB to:-

  • Store and process your Personal Data;
  • Disclose your Personal Data to the relevant governmental authorities or third parties where required by law or for legal purposes.

In addition, your personal data may be transferred to any company related to and/or associated with TRB which may involve sending your data to a location outside Malaysia. For the purpose of updating or correcting such data, you may at any time apply to the TRB to have access to your personal data which are stored by TRB.

For the avoidance of doubt, Personal Data includes all data defined within the Personal Data Protection Act 2010 including all data you had disclosed to TRB in this Form.

Under the Personal Data Protection Act (PDPA) 2010, we are required to obtain your explicit consent when we collect and process your sensitive personal data. We collect your sensitive personal data in order to assess your application for financing through MHub and to administer the products and services that you have signed up for and to respond to your enquiries and complaints, and to resolve disputes, and to update your loan applications status via MHub.

Declaration

I am declaring that I have read, understood and agreed to terms of the TRB Privacy Policy and I am expressly consenting to and authorising TRB to collect, hold, use, delete, disclose, transfer, administer, store and process in any other way, all my personal data (including sensitive personal data and personal data of other party provided by me) (hereinafter referred to as “Personal Data”) given now or that is subsequently obtained from time to time, which may include but not limited to:-

  1. Name;
  2. National registration identity card number / Passport Number;
  3. Gender;
  4. Postal address;
  5. Telephone number;
  6. Email address;
  7. Preferred service provider/personnel;
  8. Required estimated loan; and
  9. Contact preference

for the purposes below. I understand that if I do not provide the Personal Data requested, TRB will not be able to carry out the purposes below:-

  • To process and/or forward my application for loan / financing and all other necessary transaction which are required in relation to any products and services offered by TRB.
  • To efficiently link you up with a credit service provider and keep me updated on the latest status of my loan / financing applications
  • To send important notices, emails, letters or sms, like communicating your loan applications and changes to TRB’s terms, conditions, and policies.
  • To use my Personal Data for purposes such as auditing, data analysis, and research to improve TRB’s products, services and customer communications.
  • To respond to my enquiries and complaints and to resolve disputes.
  • For any purpose required by law or regulations.

I further confirm that all personal data (including sensitive personal data) that I have provided are all true, up-to-date and accurate. Should there be any changes to any of my personal data, I shall notify TRB immediately.

I understand that in order for TRB / MHub to provide me updates on the status of my loan / financing application, the relevant Credit Service Providers must provide information on the progress of my loan / financing application to TRB / MHub. I hereby expressly authorise any Credit Service Provider to whom I have made a loan / financing application through MHub to provide the information required by TRB / MHub so as to enable them to update me on the status of the loan / financing application.

I have the right to access and correct my personal data if it is inaccurate or to delete the data if TRB is not required to retain it by law or for legitimate business purposes. I understand that depending on the information requested, TRB may have the right to charge a small fee for the processing of any data requested. TRB may also take steps to verify my identity before fulfilling my request for access to my personal data.

TRB may decline to process requests that are unreasonably repetitive, require disproportionate technical effort; jeopardize the privacy of others, extremely impractical, or for which access is not otherwise required by local law.

I understand that TRB will take the necessary precautions, both administrative and technical to safeguard my Personal Data against loss, theft, misuse and unauthorized access, disclosure, usage, alternation or destruction but TRB cannot guarantee that unauthorized persons will always be unable to defeat the security measures implemented.

TRB reserves the right to update and amend this policy from time to time. Any material changes will be posted on our website with the updated Privacy Policy.